Monterey County, California

Natural Hazard Risk Assessment — Population: 438,599

98.7NRI
Relatively High

Overall Risk Rating

👥

Population

438,599

🏠

Building Value

$85.8B

💰

Annual Hazard Loss

$402.4M

⚠️

Hazards Tracked

15

Natural Hazard Risk Profile

☀️

Drought

Very High
Annual Loss$81.1M
Risk Score100.0
⛰️

Landslide

Relatively High
Annual Loss$4.7M
Risk Score99.9
🏔️

Earthquake

Relatively High
Annual Loss$181.9M
Risk Score99.4
🔥

Wildfire

Relatively High
Annual Loss$17.1M
Risk Score98.7
🌊

Riverine Flooding

Relatively High
Annual Loss$109.3M
Risk Score97.3
🌡️

Heat Wave

Relatively Moderate
Annual Loss$6.3M
Risk Score95.8

Lightning

Relatively Moderate
Annual Loss$341K
Risk Score63.7
🏖️

Coastal Flooding

Relatively Low
Annual Loss$422K
Risk Score59.8
Show all 15 hazards
🌊

Tsunami

Very Low
Annual Loss$712K
Risk Score46.2
🧊

Hail

Very Low
Annual Loss$120K
Risk Score33.5
🏔️

Avalanche

Very Low
Annual Loss$101
Risk Score30.8
🌪️

Tornado

Relatively Low
Annual Loss$404K
Risk Score28.7
💨

Strong Wind

Very Low
Annual Loss$75K
Risk Score11.4

Winter Weather

Very Low
Annual Loss$4K
Risk Score5.8
🥶

Cold Wave

No Rating
Annual Loss$0
Risk Score0.0

Monterey County vs. National Average

🎯 Overall Risk

98.7+50.0 vs avg

National avg: 48.7

🔥 Wildfire Risk

98.7+50.0 vs avg

National avg: 48.7

👥 Social Vulnerability

54.8+5.6 vs avg

National avg: 49.2

🛡️ Community Resilience

24.7-24.0 vs avg

National avg: 48.7

Community Profile

Social Vulnerability

54.8

Relatively Moderate

Higher scores indicate greater social vulnerability to natural hazards.

Community Resilience

24.7

Relatively Low

Higher scores indicate better ability to prepare for, adapt to, and recover from hazards.

🔥 Wildfire Insurance Notice

Monterey County has relatively high wildfire risk. Homeowners should verify adequate fire coverage with their insurance provider. Standard policies may not fully cover wildfire damage in high-risk areas.

Frequently Asked Questions

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Data from FEMA National Risk Index. For informational purposes only. Consult local authorities for property-specific risk.