Larimer County, Colorado

Natural Hazard Risk Assessment — Population: 358,792

90.1NRI
Relatively Moderate

Overall Risk Rating

👥

Population

358,792

🏠

Building Value

$72.0B

💰

Annual Hazard Loss

$126.5M

⚠️

Hazards Tracked

15

Natural Hazard Risk Profile

Lightning

Very High
Annual Loss$6.9M
Risk Score99.2
🧊

Hail

Relatively High
Annual Loss$10.8M
Risk Score98.3

Winter Weather

Very High
Annual Loss$1.8M
Risk Score97.9
🔥

Wildfire

Relatively High
Annual Loss$15.2M
Risk Score97.7
⛰️

Landslide

Relatively Moderate
Annual Loss$491K
Risk Score97.2
🥶

Cold Wave

Relatively High
Annual Loss$16.5M
Risk Score94.8
🏔️

Avalanche

Relatively High
Annual Loss$2.9M
Risk Score91.8
🌪️

Tornado

Relatively High
Annual Loss$11.1M
Risk Score90.6
Show all 15 hazards
🌊

Riverine Flooding

Relatively Moderate
Annual Loss$54.3M
Risk Score89.4
💨

Strong Wind

Relatively High
Annual Loss$2.7M
Risk Score87.9
🏔️

Earthquake

Relatively Low
Annual Loss$2.7M
Risk Score81.0
🌋

Volcanic Activity

Very Low
Annual Loss$69
Risk Score62.5
🌡️

Heat Wave

Relatively Low
Annual Loss$817K
Risk Score58.8
❄️

Ice Storm

Relatively Low
Annual Loss$132K
Risk Score50.9
☀️

Drought

Relatively Low
Annual Loss$182K
Risk Score47.4

Larimer County vs. National Average

🎯 Overall Risk

90.1+41.4 vs avg

National avg: 48.7

🔥 Wildfire Risk

97.7+49.0 vs avg

National avg: 48.7

👥 Social Vulnerability

10.6-38.6 vs avg

National avg: 49.2

🛡️ Community Resilience

71.3+22.6 vs avg

National avg: 48.7

Community Profile

Social Vulnerability

10.6

Very Low

Higher scores indicate greater social vulnerability to natural hazards.

Community Resilience

71.3

Relatively High

Higher scores indicate better ability to prepare for, adapt to, and recover from hazards.

🔥 Wildfire Insurance Notice

Larimer County has relatively high wildfire risk. Homeowners should verify adequate fire coverage with their insurance provider. Standard policies may not fully cover wildfire damage in high-risk areas.

Frequently Asked Questions

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Data from FEMA National Risk Index. For informational purposes only. Consult local authorities for property-specific risk.