Bay County, Florida
Natural Hazard Risk Assessment — Population: 174,869
94.1NRI
Relatively Moderate
Overall Risk Rating
👥
Population
174,869
🏠
Building Value
$36.3B
💰
Annual Hazard Loss
$157.9M
⚠️
Hazards Tracked
15
Natural Hazard Risk Profile
🌀
Very HighHurricane
Annual Loss$117.8M
Risk Score98.7
⚡
Very HighLightning
Annual Loss$3.0M
Risk Score97.8
🌪️
Relatively HighTornado
Annual Loss$11.0M
Risk Score94.1
🌡️
Relatively ModerateHeat Wave
Annual Loss$2.1M
Risk Score84.3
🥶
Relatively ModerateCold Wave
Annual Loss$3.6M
Risk Score79.3
🏖️
Relatively ModerateCoastal Flooding
Annual Loss$1.9M
Risk Score77.2
🔥
Relatively LowWildfire
Annual Loss$294K
Risk Score75.7
🌊
Relatively ModerateRiverine Flooding
Annual Loss$16.8M
Risk Score74.7
Show all 15 hazards
💨
Relatively ModerateStrong Wind
Annual Loss$937K
Risk Score67.1
🏔️
Very LowEarthquake
Annual Loss$378K
Risk Score54.9
⛰️
Very LowLandslide
Annual Loss$423
Risk Score33.4
⛄
Relatively LowWinter Weather
Annual Loss$35K
Risk Score32.6
🧊
Very LowHail
Annual Loss$76K
Risk Score20.4
☀️
Very LowDrought
Annual Loss$2K
Risk Score17.1
🌊
Insufficient DataTsunami
Annual Loss$0
Risk Score0.0
Bay County vs. National Average
🎯 Overall Risk
94.1+45.4 vs avg
National avg: 48.7
🔥 Wildfire Risk
75.7+27.0 vs avg
National avg: 48.7
👥 Social Vulnerability
30.9-18.3 vs avg
National avg: 49.2
🛡️ Community Resilience
29.5-19.2 vs avg
National avg: 48.7
Community Profile
Social Vulnerability
30.9
Relatively LowHigher scores indicate greater social vulnerability to natural hazards.
Community Resilience
29.5
Relatively LowHigher scores indicate better ability to prepare for, adapt to, and recover from hazards.
Frequently Asked Questions
Data from FEMA National Risk Index. For informational purposes only. Consult local authorities for property-specific risk.