Bay County, Michigan
Natural Hazard Risk Assessment — Population: 103,848
78.2NRI
Relatively Low
Overall Risk Rating
👥
Population
103,848
🏠
Building Value
$22.3B
💰
Annual Hazard Loss
$38.3M
⚠️
Hazards Tracked
16
Natural Hazard Risk Profile
⛄
Relatively HighWinter Weather
Annual Loss$626K
Risk Score94.7
💨
Relatively HighStrong Wind
Annual Loss$2.8M
Risk Score94.4
🥶
Relatively HighCold Wave
Annual Loss$6.9M
Risk Score89.9
🌪️
Relatively ModerateTornado
Annual Loss$4.9M
Risk Score84.0
🧊
Relatively ModerateHail
Annual Loss$1.1M
Risk Score83.7
🌊
Relatively ModerateRiverine Flooding
Annual Loss$20.9M
Risk Score81.5
❄️
Relatively ModerateIce Storm
Annual Loss$148K
Risk Score62.6
⚡
Relatively ModerateLightning
Annual Loss$297K
Risk Score57.0
Show all 16 hazards
🌡️
Relatively LowHeat Wave
Annual Loss$435K
Risk Score53.6
🏖️
Relatively LowCoastal Flooding
Annual Loss$51K
Risk Score45.8
🏔️
Very LowEarthquake
Annual Loss$169K
Risk Score42.1
🌀
Very LowHurricane
Annual Loss$35K
Risk Score42.1
⛰️
Very LowLandslide
Annual Loss$60
Risk Score14.9
🔥
Very LowWildfire
Annual Loss$5K
Risk Score14.7
☀️
No RatingDrought
Annual Loss$0
Risk Score0.0
🌊
Insufficient DataTsunami
Annual Loss$0
Risk Score0.0
Bay County vs. National Average
🎯 Overall Risk
78.2+29.5 vs avg
National avg: 48.7
🔥 Wildfire Risk
14.7-34.0 vs avg
National avg: 48.7
👥 Social Vulnerability
44.1-5.1 vs avg
National avg: 49.2
🛡️ Community Resilience
98.4+49.7 vs avg
National avg: 48.7
Community Profile
Social Vulnerability
44.1
Relatively ModerateHigher scores indicate greater social vulnerability to natural hazards.
Community Resilience
98.4
Very HighHigher scores indicate better ability to prepare for, adapt to, and recover from hazards.
Frequently Asked Questions
Data from FEMA National Risk Index. For informational purposes only. Consult local authorities for property-specific risk.